Ayesha Asks: “How can I build my credit history with an ITIN? Are there specific lending products that can help?”

Great question, Ayesha! Building credit with an ITIN is indeed possible. You can start with a secured credit card, where a cash deposit acts as your credit limit. By making timely payments, you start building a credit history. Additionally, some lenders report ITIN holder payments on loans and credit cards to credit bureaus, which also helps in building credit. Ensure to choose lending products and financial institutions that report payment history to credit bureaus, as this is crucial for building your credit profile.