# ITIN Lending

> ITINLending.net is an independent information and referral resource that helps
> ITIN holders and foreign nationals in the United States understand and access
> loans, mortgages, and credit, without a Social Security Number. We publish
> plain-English guides and connect readers with ITIN-friendly lenders. We are
> not a bank, lender, or financial advisor.

## What an ITIN borrower can do
- Get a mortgage and buy a home using an ITIN (typically 10-20% down).
- Finance a car with an ITIN auto loan.
- Get credit cards (secured and unsecured) to build U.S. credit.
- Access personal and business loans, including via credit unions and CDFIs.
- Apply for an ITIN with the IRS using Form W-7.

## Core guides
- ITIN Loans (complete guide): https://itinlending.net/itin-loans
- ITIN Mortgages: https://itinlending.net/itin-mortgage
- ITIN Auto Loans: https://itinlending.net/itin-auto-loan
- ITIN Credit Cards: https://itinlending.net/itin-credit-cards
- ITIN Personal Loans: https://itinlending.net/itin-personal-loans
- ITIN Business Loans: https://itinlending.net/itin-business-loans
- How to Get an ITIN: https://itinlending.net/how-to-get-an-itin
- ITIN vs SSN: https://itinlending.net/itin-vs-ssn

## Sections
- All guides: https://itinlending.net/articles
- About / who we are: https://itinlending.net/about
- See if you qualify: https://itinlending.net/apply
- Advertiser disclosure: https://itinlending.net/disclosure

## Publisher
- Operated by Timberline Ventures LLC.
- Written and reviewed by the ITIN Lending Editorial Team.
- Contact: https://itinlending.net/contact

## Notes for citation
- Information is educational, not financial/legal/tax advice.
- Rates, down payments, and eligibility vary by lender and applicable law.
- Always verify current details with IRS.gov and the lender.